Uninsured Motorist Claim and insurance Blog

The Covid Pandemic has ravaged society, with effects on every level of everyday life.   And it has also affected court cases and uninsured motorist cases, though in different ways.  For the most part, courts are shut down for in person hearings, and jury trials have ground to a halt.  None.  And who knows when it will be safe to resume in person jury trials

But the surprising good news is that u...

The quick answer is sure you can.    Your insurance policy has provisions that deal with the possibility that you or a family member driving your car will be hit by a driver with no insurance, or not enough insurance.  Your insurance company, complying with Illinois state law covers you, as if you are making a claim against the other driver.   It is then the right of your insurance company to t...

Medical insurance isn't so streamlined in America.  The latest statistics reveal that, even after the creation of the Affordable Care Act, there are millions and millions of people without health insurance.  So what will you do for medical care if you've been in a car crash or otherwise hurt where it's someone else's fault?

If you're hurt, regardless of having health insurance or not, you'll be ...

How much insurance do you really need?   Well, the short answer is "the more the better" but it gets expensive, right?   That said,  my strong advice is that you need AT LEAST coverage of 100/300 to be "minimally adequately insured."  So what does 100/300 mean?  It means that maximum payment to you or anyone in your car injured in a car crash is capped at $100,000.   And if someone is badly hur...

It is MOST important that you have enough coverage for your UM and UIM part of your auto policy.  You are protecting yourself, your family and your passengers against the low limits (or no insurance) that far too many people in Illinois drive with.   Call your agent, make sure your limits are 100/300, at least. and rest easier should the unexpected happen.