Uninsured Motorist Claim and insurance Blog

The sirens could be heard from blocks away, and then about ten fire trucks, ambulances and a hook and ladder truck came down my street and stopped, the firemen jumping out of their trucks, grabbing tanks, hoses and axes, and headed inside to the loft building across the street.   Quite a commotion, that luckily was either very minor, or a total false alarm.  Ten minutes later they started re-em...

My client called me a couple months ago with the bad news.  She had been rear ended by an uninsured driver.  I told her that somewhere around 20% of all drivers on the road in Illinois are driving without insurance.  Shocking.   So my client, after being taken by ambulance to the ER, xrayed and examined there, including an CT Scan because she had hit her head, then treatment and physical therap...

In Illinois, when YOU have insurance, you are protecting yourself against the possibility that you'll be hit and hurt by someone without insurance.   That part of YOUR policy is called the Uninsured Motorist (or Family Protection) Coverage and it allows you to collect compensation from your own insurance company, for the injuries and damages caused by the person without insurance.  After your c...

No Changes in Illinois minimum coverage for 2021!  That's the headline and the bad news.  Auto insurance is required for every vehicle in Illinois, and the state requires minimum coverage of $25000 per person/ $50,000 per vehicle for any injury crash.  It isn't enough!    So what can you do about that, comply with Illinois State law and protect yourself and your family.   The answer is to make ...

If you are hurt in a crash, it is crucial that you seek medical attention as soon as possible.  First of all, assessing your injuries and condition and getting the treatment you need is what's best for you.  This is obvious.  Don't make the mistake of "giving yourself some time" to heal if you've been hurt.

And second, if you have a legal claim to make for your injuries, the longer you wait, the...